Earn rewards on your mortgage payments, refinances, home improvements, and everyday purchases. Redeem for home upgrades, vacations, and more—just for being a homeowner1.
Earn Mesa Points on monthly mortgage payments*, home and everyday purchases¹, plus up to $800+ in annual statement credits³—all with no annual fee².
Mesa Mortgage
Earn 1X Mesa Points per $1 on the principal amount of your loan when you secure a new mortgage or refinance with Mesa Mortgage.
Reinvest Mesa Points in Your Home
Redeem Mesa Points at partner brands, towards your next vacation, or use Mesa Points towards your monthly mortgage payments¹.
Join Mesa and get rewarded for your home.
Download The Mesa App in the App Store to get started.
*Up to 100,000 points annually. Subject to spending $1,000 in purchases on your card in the same statement period as your mortgage payment.
1 Rewards Terms and Conditions here 2 Cardholder Agreement here 3 Benefit Terms and Conditions here
Mesa is a technology company not a bank. The Mesa Homeowners Visa® Signature Preferred Credit Card is Powered by Highnote and issued by Celtic Bank, pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa Inc. All cards are subject to credit approval.
Effective as of December 12, 2025, all Mesa Homeowners Card accounts are closed. All credit cards have been deactivated and you are no longer able to make any new purchases or earn Mesa Points.
Please see the account closure notification sent to the email address registered to your account for more information.