Introducing the
Mesa Homeowners Card

Earn points on monthly mortgage payments* and everyday purchases¹.
Apply Now
Mesa App and Credit Card
The Mesa Homeowners Network

Earn Mesa Points on mortgage payments*, home upgrades, and every day spending¹

  • Earn 1X Mesa Points for every $1 of your monthly mortgage payments*
  • 3X Mesa Points on home & family expenses —home improvement, decor, maintenance, utilities, and daycare¹.
  • 2X Mesa Points on everyday purchases—groceries, gas, EV charging, & more¹.
  • 1X Mesa Points per $1 spent on all other eligible purchases¹.
  • Exclusive perks—unlock card-member-only benefits³
Enjoy No Annual Fee²—More Savings, More Rewards!

Exclusive Cardmember Benefits³

Unlock premium perks designed for homeowners, pet lovers, and savvy shoppers. 

As a Mesa Homeowners Cardmember, you’ll enjoy³:
‍
Just real rewards to enhance your home and lifestyle¹.
The Mesa Homeowners Network

Earn 1X Mesa Points per dollar on your monthly mortgage payment*

The mortgage amount you entered in your card application determines your eligible rewards—there’s no need to pay your mortgage with the card. Simply continue making payments as usual, and we’ll use the value from your application to calculate your points*.



Earn 1X Mesa Point per $1 on your monthly mortgage payment, up to 100,000 points annually, when you spend at least $1,000 during your statement cycle on eligible purchases with your Mesa Homeowners Card¹.

Redeem Mesa Points

Turn your everyday spending into real rewards¹. Use your Mesa Points for:



Gift Cards – Shop your favorite brands
Travel Experiences – Flights, hotels, and adventures
Statement Credits – Apply your points to offset purchases or monthly mortgage payments
The Mesa Homeowners Network

FAQs

How do I apply for the Mesa Homeowners Card?

You can apply in the Mesa App (on iOS or Android or Web) by filling out an application. If approved, your card will be mailed to you.

What if I have multiple homes can I earn points on both mortgages?

Unfortunately, we cannot reward multiple monthly mortgage payments per cardmember.

What if my utilities provider doesn't accept credit card payments?

If your utility provider doesn’t accept credit cards, unfortunately, we won’t be able to reward you for those payments. We recommend contacting your provider to ask about credit card payment options!

What if I don't pay my mortgage with a credit card?

Monthly mortgage payments are not made with the Mesa Homeowners Card. The mortgage amount you entered in your card application determines your eligible rewards—there’s no need to pay your mortgage with the card. Simply continue making payments as usual, and we’ll use the value from your application to calculate your points.

How long does it take to receive my card?

If approved, the digital version of the card should be available shortly after submitting your application and your physical card should arrive in as little as 1-3 business days.

What should I do if my card is lost or stolen?

If your card is lost or stolen, you can freeze your card in the app! If your card is lost or stolen, please reach out to Mesa support via phone 1 (866) 301-6372 or email support@mesamember.com.

Is there an annual fee associated with my card?

The card has no annual fee² , but please check the full terms and conditions for details on any applicable fees.

Can I add authorized users to my account?

Not at this time, stay tuned for more updates here!

Is the $1,000 minimum monthly spend inclusive of mortgage payments?

The monthly spend minimum of $1,000 is not inclusive of your monthly mortgage payment spend. There are a number of additional household expenses you can use your Mesa Homeowners Card for to earn accelerated points!

Join Mesa and get rewarded for your home.

Download The Mesa App in the App Store to get started.

Mesa is a technology company not a bank. The Mesa Homeowners Visa® Signature Preferred Credit Card is Powered by Highnote and issued by Celtic Bank, pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa Inc. All cards are subject to credit approval.

Copyright © 2025 Mesa Technologies Inc. | All Rights Reserved
Company
AboutCareers
Resources
PressContact
Legal
Terms of ServicePrivacy Policy
Mesa is not a mortgage lender or broker. Mesa’s network of mortgage providers is not a comparison shopping tool.
Not available in all states. This is not a solicitation, an offer, or commitment to lend.
Subject to lender terms and conditions, not all users will qualify.
‍
*Up to 100,000 points annually. Subject to spending $1,000 in purchases on your card in the same statement period as your mortgage payment.

1 Rewards Terms and Conditions here
2 Cardholder Agreement here
3 Benefit Terms and Conditions here

Mesa is not a mortgage lender or broker. Mesa’s network of mortgage providers is not a comparison shopping tool.
Not available in all states. This is not a solicitation, an offer, or commitment to lend.
Subject to lender terms and conditions, not all users will qualify.

Mesa is a technology company not a bank. The Mesa Homeowners Visa® Signature Preferred Credit Card is issued by Celtic Bank, pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa Inc. Powered by Highnote. All cards are subject to credit approval.

©2025 Paramount Residential Mortgage Group, Inc. (“PRMG”) is a mortgage lender. NMLS ID# 75243 (www.nmlsconsumeraccess.org). 1265 Corona Pointe Court, Suite 301, Corona, CA 92879. 866-776-4937. AZ Mortgage Banker License #910387. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Massachusetts Lender/Broker Licenses #MC75243. Licensed by the N.J. Department of Banking and Insurance. OH #RM.804171.000. Rhode Island Licensed Lender. Equal Housing Opportunity. PRMG is a registered trademark of Paramount Residential Mortgage Group, Inc. All rights reserved.