Get rewarded for being a homeowner.

Earn rewards on your mortgage payments, refinances, home improvements, and everyday purchases. Redeem for home upgrades, vacations, and more—just for being a homeowner1.
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Mesa App and Credit Card
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Mesa Homeowners Card Review: Is Earning Rewards on Your Mortgage Worth It?
Fioney
February 18, 2025
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Credit card startup Mesa wants to reward homeowners with points for mortgage payments, but the math might not add up for everyone
Fortune
February 11, 2025
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Mesa: Homeowner Membership Company Raises $9.2 Million (Seed)
Pulse 2.0
September 25, 2024
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Mesa partners with Lowe’s to offer cardmember credits
Investing.com
April 2, 2025

The Mesa Homeowners Card

Earn Mesa Points on monthly mortgage payments*, home and everyday purchases¹, plus up to $800+ in annual statement credits³—all with no annual fee².
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Mesa Credit Card
Mesa Mortgage Membership

Mesa Mortgage

Earn 1X Mesa Points per $1 on the principal amount of your loan when you secure a new mortgage or refinance with Mesa Mortgage.
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Reinvest Mesa Points in Your Home

Redeem Mesa Points at partner brands, towards your next vacation, or use Mesa Points towards your monthly mortgage payments¹.
Mesa Points

Join Mesa and get rewarded for your home.

Download The Mesa App in the App Store to get started.

LaylaTex Bowie LLC dba Mesa Mortgage NMLS # 2685861
For licensing information visit our Disclosure and Licensing Page
Mesa Mortgage is not available in all states

Equal Housing Statement
Mesa Mortgage complies with Equal Housing Opportunity laws and regulations in compliance with the Fair Housing Act. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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Mesa is a technology company not a bank. The Mesa Homeowners Visa® Signature Preferred Credit Card is Powered by Highnote and issued by Celtic Bank, pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa Inc. All cards are subject to credit approval.

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*Up to 100,000 points annually. Subject to spending $1,000 in purchases on your card in the same statement period as your mortgage payment.

1 Rewards Terms and Conditions here
2 Cardholder Agreement here
3 Benefit Terms and Conditions here‍

Mesa is a technology company not a bank. The Mesa Homeowners Visa® Signature Preferred Credit Card is Powered by Highnote and issued by Celtic Bank, pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa Inc. All cards are subject to credit approval.